Classic checking¹

Classic
checking¹

Home | Business | Checking accounts | Classic checking

Take control of your business needs.

Account Details:

  • No fee for the first $5,000 cash deposit in each monthly cycle²
  • Business Classic Debit Card:
    • Daily Purchase Limit of $1,500
    • Daily Cash Limit of $500
  • Deposit checks with our Business Mobile App

Schedule of Fees

Disclosures

Open your account at one of our branches.

Find a Branch

To avoid $15 maintenance fee:

  • The balance in the account may not fall below $1,000 any day of the statement cycle;
  • The combined monthly average balances in linked accounts³ may not fall below $1,000 within the statement cycle.

Schedule of Fees

Disclosures

Features⁴:

View all Online Banking services

Frequently asked questions

Business How do I apply for a Small Business Loan or a Line of Credit?

For more information on applying for a BB Americas Bank small business loan or line of credit, please visit one of our local branches to speak to a business specialist.

Business What are the Business Online Banking benefits?

BB Americas Bank offers the following online services through the Online Banking:

  • Wire Transfers (domestic and international)
  • Bill Payment – Some restrictions may apply. Bill Pay service is only available to clients who have a U.S. address listed on the account. Bill Pay may only be used for payments made to consumers and/or businesses located in the U.S..
  • Transfers between the same account holder’s BB Americas Bank accounts
Business Will I have access to the Online Banking for my Business account?

Yes. After the Business account opening process is completed, you will receive an email with your User ID & Password to obtain access to your account online.

See more Frequently Asked Questions

¹This account only offers e-statements. This account offers Online Banking. A $0.50 fee per transaction will be applied to all transactions exceeding the total number allotted by the account type. Transactions include checks paid, deposit tickets, deposit items, and ACH debits and credits.
²A fee of $1.00 will be charged for every $1,000 of cash deposits in excess to the cash limit per statement cycle.
³Qualified linked accounts include checking, money market, savings, certificate of deposit under the same banking relationship.
⁴Online Bill Pay: Some restrictions may apply. Bill Pay service is only available to clients who have a U.S. address listed on the account. Bill Pay may only be used for payments made to consumers and/or businesses located in the U.S..
ATMs: Visit www.bbamericas.com to find a BB Americas Bank surcharge-free ATM.
Business Mobile App: To access the Mobile App you must have a smartphone with access to an App Store in the US or Brazil. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.