Your first step into building your savings.

Account Details:

  • Easily manage your account online at all times
  • Save more with interest compounded daily
  • Safe and insured by the FDIC
  • $1,000 minimum opening balance

See Interest Rates

Schedule of Fees

Disclosures

To avoid $5 maintenance fee:

  • The balance in the account may not fall below U$300 any day of the statement cycle; $1,000 minimum daily balance must be maintained to earn Annual Percentage Yield (APY).

Features²:

¹This account only offers e-statements. You must enroll in Online Banking within 30 days after the account is opened.
²Mobile Banking: To access the Mobile App you must have a smartphone with access to a app store. Mobile messages and data rates may apply.
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.