Classic Checking Open Now¹

Classic Checking
Open Now¹

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A Classic Checking is a basic account ideal for everyday use. Opening a Classic Checking you will have 24/7 access to your account through the Online and Mobile Banking. You will also receive a BB Americas Visa® Debit Card and have access to up to 40,000 fee-free ATMs nationwide.

Available for U.S. Citizens or Permanent Residents.

Account Details:

  • Easily manage your account online
  • Unlimited checking transactions
  • FDIC Insured

Minimum Initial Deposit:

  • $100

Schedule of Fees

Choose to open your account:

Online¹
Open now

At a Branch²
Find a Branch

Monthly Maintenance Fee:

$10

OR

$0*

*When you meet the below requirements:

  • Maintain a minimum account balance of $1,000.00 on each day of the statement cycle;or
  • Maintain a combined monthly average balance of $1,000.00 between linked accounts³ within the statement cycle;or
  • Set up a direct deposit from an ACH network to post to the account within the statement cycle.

BB Americas Bank Visa® Debit Card

Classic Checking

$500
Daily withdrawal limit:

$1,500
Daily purchase limit:

For more information about the Debit Card, click here.

Features⁴:

Here is what you need to open a Classic Checking:

Choose to open your account

Online¹
Open now

At a Branch²
Find a Branch

Not a U.S. Citizen or a Permanent Resident?

See our available options

BB Americas Bank savings solutions help you achieve your financial goals.

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¹Account offered only to individuals who possess a Social Security Number and a US address, who open the account online. This account does not issue checks. This account only offers e-statements. This account offers Online Banking.
²Account offered only to individuals who possess a Social Security Number and a US address, who open the account at a local branch. This account only offers e-statements. This account offers Online Banking.
³Qualified linked accounts include Checking, Money Market, Savings, CD and CD Individual Retirement Accounts (CD IRA) under the same banking relationship.
⁴Mobile Banking: To access the BB Americas Bank Mobile App you must have a smartphone with access to an app store in the US or in Brazil. Mobile messages and data rates may apply.
Online Bill Pay: Some restrictions may apply. Bill Pay service is only available to clients who have a U.S. address listed on the account. Bill Pay may only be used for payments made to consumers and/or businesses located in the U.S..
Mobile Check Deposit: Customer must be enrolled in BB Americas Bank Online Banking. Maximum deposit dollar limit of $5,000.00 within a 5 business day period. If the total sum of multiple mobile check deposits within 5 business days exceeds the allowed deposit maximum of $5,000.00, exceeding amount will be made available in increments of up to $5,000.00 every 5 business days.
Total deposit will be made available on the next business day after the day of deposit, if made prior to the cut-off time. The bank’s cut-off time is 4:00 p.m. EST. Deposits made on a weekend, federal holidays or after the 4:00 pm EST cut-off time will be processed on the following business day. Mobile deposit is only available on iPhone or Android mobile devices with picture capabilities. Mobile message and data rates may apply. Please speak to a BB Americas Bank representative and/or refer to BB Americas Mobile Banking Terms and Conditions for more information.
Send Transfers to Brazil: Transfers must be made from a BB Americas Bank consumer Checking or Money Market account to a Banco do Brasil S.A. consumer account. A valid CPF is required for the beneficiary in Brazil.
Limits: Minimum Amount US$15; Maximum Daily Limit: Maximum equivalent to R$99.999,99 (Real); Monthly Maximum Amount: US$100,000.00 (Dollar).
ATMs: Visit www.bbamericas.com to find a BB Americas Bank surcharge-free ATM.