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Certificate
of Deposit - CD¹
Certificates of Deposit are an excellent way to keep your money safe and secure while earning a competitive interest rate.
Available for U.S. Citizens or Permanent Residents.
Account Details:
- Easily manage your account online
- Open it at a local branch or online, with just a few clicks
- Fixed interest for the term of the CD
- Choose from 6-month to 5 year terms for CDs opened at a branch
- Choose from 1 to 5-year terms for CDs opened online
- Automatically renewable
- FDIC Insured
Minimum Initial Deposit:
- $1,000
Monthly Maintenance Fee:
- There is no maintenance fee for the CD account.
Features²:
Here is what you need to open a CD:
Choose to open your account
Online
Open now
At a Branch
Find a Branch
Not a U.S. Citizen or a Permanent Resident?
Not sure if the CD account is right for you?
¹Fees could reduce the earnings on the account. A penalty may be charged in the event of total or partial withdrawal of deposited funds before the maturity date of the CD. The early withdrawal penalty is taken from earnings of the CD account; in cases where the penalty is greater than the earnings in the CD account, the remainder will be taken from the initial deposit. The CD will automatically renew on the maturity date and the renewal rate applied will be the Bank’s rate in effect on the maturity date. Following the maturity of the CD, you will have a 10-calendar day grace period to withdraw your funds without penalty. If the CD is not renewed, the funds available in this account will not be subject to interest during this 10-day period. Online Banking and Mobile Banking services are only available with linked Checking or Money Market account.
²Mobile Banking: To access the BB Americas Bank Mobile App you must have a smartphone with access to an app store. Mobile messages and data rates may apply.